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If you are nearly maxed out on one or more credit cards, your credit scores have no doubt taken a hit.
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In many cases, having multiple credit accounts in good standing can improve your score — but, when you fall behind on one type of debt, it can strain your ability to keep up with the rest.
For some, a good way to get a handle on their debt is to get it all in one place through a debt consolidation loan.
With a debt consolidation loan, you borrow enough money to pay off your other unsecured debts and wind up with 1 monthly payment for the personal loan.
RATE SEARCH: Interested in a personal loan for debt consolidation? Lenders base their loan decisions on your credit history, which goes into a credit-scoring model to come up with your credit score.
Her straining pocketbook held the financial equivalent of a Baskin Robbins — it looked like she had an entire 31-flavor buffet of credit cards.
Though this woman may be an extreme example, most of us do tend to have a variety of credit lines at any given time — usually a combination of installment loans (mortgages, student loans, auto loans, etc.) and credit cards.
But you need to understand that you still owe the money -- just now you owe it to a lender of personal loans.Tags: Adult Dating, affair dating, sex dating